It was a break-up with her partner four years ago that plunged Shari Rainbow into sudden financial dire straits.
"Within a month, I went from owning my own home and having a pretty successful small business to losing the lot and being left in debt," says Ms Rainbow, who lives on the Gold Coast with her three children.
It did not take long for the huge financial stress to affect her health and wellbeing.
"I became a complete insomniac," she says.
"I've probably managed three or four nights of proper sleep over the past four years."
She lost a lot of weight and, perhaps most upsetting of all, she began to lose her hair.
"I remember going to my hairdresser, the same one I've been going to for years; she was washing my hair and these big clumps were just falling out," Ms Rainbow says.
Read more: http://www.abc.net.au/news/health/2017-02-10/financial-stress-worrying-ourselves-sick-over-money/8258784