March 2015

Wolf


Investing

BHP and its dividends

30 March 2015 | Staff writer

BHPBHP Billiton is one of the world's resources giants and is a behemoth of the local bourse. Analysts believe it is fully priced, but it may also be attractive for its dividend, which is unusual for a mining company.


The flat lining Australian stock market

22 March 2015 | David James

FlatWhy is the Australian stock market going nowhere when world stock markets are rising? The answer is probably the concentration on dividend yield in the domestic market.


Mr Henry does something curious

19 March 2015 | David James

yieldThe former head of the Treasury, Dr Ken Henry, has made a curious investment observation. He has questioned investors focusing on yield.</p,


Property trusts strong

17 March 2015 | Staff writer

StrongProperty trusts are doing well, although there are some concerns in the office market. They may offer diversification options.


News

What does your financial adviser talk about?

23 March 2015 |

WolfFinancial advisers do not necessarily put their clients first. It is wise to pay a lot of attention to what they focus on in their discussions.


The perils of responding to events

11 March 2015 | Reynard

RiskWhen portfolios are diversified there are some times when the returns will disappoint. It requires psychological toughness.


What we learned this week

26 March 2015 | Staff writer

learnSuper biased towards growth, Future Fund criticises portfolios, defensive strategies not as effective, criticisms of SMSF trustees, pensions under long term pressure, the need to use bonds in portfolios.


What we learned this week

12 March 2015 | Staff writer

learnAccountants not sure about getting financial advice licences, SMSFs still hoarding cash, non-concessional contributions, SMSFs look overseas, the high cost of letting home buyers dip into super, minimum pension requirements.


Economics

Are we in for another debt crisis?

29 March 2015 | David James

crashMany are predicting another sovereign debt crisis in emerging countries. It may happen, but the markets rarely do what people expect. For SMSF investors it is wise not to over-react, even if there are adverse events.


Household debt looms large

15 March 2015 | David James

DebtAustralia's soaring private indebtedness is a growing problem. But is is not certain that much can be done about it.


Portfolio

Layer upon layer upon layer ...

16 March 2015 | David James

LayerThe push to get better returns from "smart beta" is creating a proliferation of computer driven trading strategies. It is a kind of robot-driven bubble.


Are investors their own worst enemy?

15 March 2015 | David James

Worst EnemyThe problem with human psychology is that it can get in the way of rational decision making. It is something to remember for those who have a DIY super fund.


SMSFs look abroad

22 February 2015 |

Going global Analysis by the SMSFA suggests that as the global economy recovers, trustees are looking overseas.


Super

America having its own debate about financial advice

25 March 2015 | Staff reporter

debateIt is not just Australia that is looking very closely at the financial advice industry and its effect on retirement funds. The United States is also examining the issue closely as well.


Churn in the financial advice industry

23 March 2015 | Staff reporter

exitThe financial advice sector is making a come back, but there is a high level of dissatisfaction amongst some clients. Many also consider full service too costly.


Combining the housing and super juggernauts

11 March 2015 | David James

Joe HockeyPutting together super and housing would distort the Australian economy even more. Treasurer Joe Hockey's flagging of the idea seems ill advised.


 

Subscribe

Subscribe to the Personal Super Investor weekly email to keep abreast of developments in SMSF law and investment markets. SMSF investors looking to improve investment returns from shares, property, cash or other specialised investments, will find the PSI weekly newsletter an invaluable resource.

Subscribe now »

Disclaimer

The contents of this website are of a general nature only and have not been prepared to take into account any particular investor's objectives, financial situation or particular needs. Our content is not intended to be advice and must not be relied upon as such. You should seek independent advice tailored to your specific circumstances prior to making any decisions. Personal Super Investor does not provide financial product advice or recommend any financial products: Where this website or it derived newsletter/electronic publication refers to a particular financial product, whether it be within our editorial or a 3rd party advertising, advertising promotion or advertorial, then you should obtain a Product Disclosure Statement (PDS) relating to that product and consider the PDS before making any decision about whether to acquire the product. We also recommend that you should seek professional advice from a financial adviser before making any decision to purchase any financial product referred to on this website. We do not make any representation or warranty that any material on the Personal Super Investor website will be reliable, accurate or complete, nor do we accept any responsibility arising in any way from errors or omissions of our content or any content provided by any advertiser appearing the Personal Super Investor website. We will not be liable for loss resulting from any action or decision by you in reliance on the Material (whether editorial or advertising) on the Personal Super Investor website, nor any interruption, delay in operation or transmission, virus, communications failure, Internet access difficulties, or malfunction in your equipment or software. By using the site you acknowledge that we are not responsible for, and accept no liability in relation to any content contained on the site that you may use, including any other users’ use of the Personal Super Investor website in any circumstance. You use the Personal Super Investor website at your sole risk.