Financial advisers are exiting the market. Are they really value for money?
There may be scientific debate about climate change, but the big companies are falling over themselves to look as green as they can because that is what the institutional investors require.
The FSI has been released and it is recommending no borrowing in SMSFs. It is also recommending changes that would affect the major banks and the residential property market.
More are using their super to pay down housing debt. But measures to make it easier would be a very bad idea because it would make the local capital markets even more concentrated.
The ATO may be about to make changes to the law and it is advisable to be careful.
Trustees of SMSFs need to be careful of the in house assets rules. Contraventions of these rules account for more than a quarter of all breaches.
The minimum percentage that people pay themselves in the decumulation phase may be reduceded if the Federal government has its way.
At tax time, it is important to know how important your tax agent is. There are pitfalls.
DIY super funds are fiercely independent in spirit. But they are not usually independent in structure. Rarely is there an independent trustee. It is a big problem.
Any investor looking to give their super fund balance a boost by making a non-concessional contribution, needs to be aware of some changes to the limits that will soon come into play.
The Australian superannuation system seems to be handing out too many rewards to the managers of the funds. But for those who want to run their own super, there is a need to pay strict attention to co..
A report by the Financial Ombudsman Service shows that some financial advisers are failing to look after their clients' money.