Self managed super funds are gaining in popularity, including with younger people.
The $820 billion SMSF sector does not get a look in in a major world ranking. Its importance should be better understood.
A distinctly defensive mood is evident in the financial adviser community.
Financial advice turns out to be costly both for the customer and the provider. There are changes brewing but how should clients approach it?
Super fees are generating about $30 billion a year, making it one of the most profitable businesses in the country.
Financial advisers are exiting the market. Are they really value for money?
There may be scientific debate about climate change, but the big companies are falling over themselves to look as green as they can because that is what the institutional investors require.
The FSI has been released and it is recommending no borrowing in SMSFs. It is also recommending changes that would affect the major banks and the residential property market.
More are using their super to pay down housing debt. But measures to make it easier would be a very bad idea because it would make the local capital markets even more concentrated.
The ATO may be about to make changes to the law and it is advisable to be careful.
Trustees of SMSFs need to be careful of the in house assets rules. Contraventions of these rules account for more than a quarter of all breaches.
The minimum percentage that people pay themselves in the decumulation phase may be reduceded if the Federal government has its way.